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Group Benefits Plans

Providing an attractive employee benefit plan1 is key to hiring and keeping quality people. Whether your company has only a few staff members or you are a large complex organization, providing health benefits can be a key component in your employee’s evaluation of your compensation program – and their future.
There are numerous advantages to providing a Group Benefits Plan for your employees.
  • Your employees and their families are protected against financial problems resulting from unexpected health care and dental expenses.
  • Your employees benefit from receiving tax-free* health coverage instead of paying their medical expenses with after tax dollars.
  • The employer receives a tax deduction for all costs associated with the Group Benefits Plan.
  • The employer benefits by providing employee benefits at a fixed cost and the plan is automatically administered by the insurance company.
  • A group benefits program is a great way to provide extra compensation to valuable employees as an alternative to a fully taxable salary increase.

* Some restrictions apply – Contact our office for full details.

A wide variety of Employee Benefits can be provided via a Group Benefits Plan including:

  • Life Insurance and Spousal/Dependant Coverage
  • Accidental Death and Dismemberment
  • Prescription Drug Coverage
  • Paramedical Coverage (Chiropractors, Therapists, etc.)
  • Dental Coverage
  • Extended Healthcare/Visioncare
  • Group Pension Plans
  • Group RRSP Plans
  • Short Term Disability
  • Long Term Disability
  • Out-Of-Country Emergency Medical (Travel)
  • Critical Illness Insurance

1Wikipedia

 

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