Contact Us
Portfolio Access
desjardins fsin

RRSP loans

Borrowing money to invest in an RRSP has many advantages. Besides the immediate tax refund, you also can:

  • Increase the amount you have to invest
  • Take advantage of tax-sheltered compounding
  • Boost your investment returns
  • Achieve your long-term financial goals more quickly
  • Build a larger and more diversified retirement portfolio

An RRSP Loan may be suitable if you:

  • Want to make a contribution now but don’t have the funds available
  • Want to take advantage of your unused RRSP contribution room
  • Are now in a higher marginal tax bracket than last year

RRSP Loans come with the following features:

  • Low interest rate
  • Flexible repayment option (up to 10 years)
  • Deferred payments (up to 90 days)
  • No early repayment penalty

Join My Newsletter

My Actualis newsletter provides you with interesting information relevant to your financial situation. In it you will find a variety of articles summarizing current industry news and trends, in addition to useful tips to help you define your real needs and better understand the financial solutions available to you.

Click Here to Subscribe

Online Insurance Quotes

Millions of Canadians are without adequate insurance.
Use these online tools to learn more about affordable MANULIFE insurance solutions.

HOT TOPICS

BOOK A MEETING

appointment email 1.png

Want to talk to someone about your financial goals?

Do you have questions or concerns about retirement security?

Book a meeting now or call our office today!

CLICK TO REQUEST APPOINTMENT

FOLLOW US ON SOCIAL MEDIA

Linkedin-in

Life and health insurance products are provided by Stephen Cox through Desjardins Financial Security Independent Network. Life and health insurance products and services are not available through Desjardins Financial Security Investments Inc. (DFS Investments) nor are the insurance plans or services available and/or offered, supervised or reviewed by DFS Investments. DFS Investments is the mutual fund dealer through which mutual fund products and services are provided.

*Mutual funds distributed through Desjardins Financial Security Investments Inc.
® Registered trademark owned by Desjardins Financial Security Life Assurance Company
© Copyright 2025 AdvisorNet. All rights Reserved.

Disclaimers

Privacy Policy